2026-11-02★★★★★
5/5
Great
Exto Inc.
6.4.6 APK Old versions Merged APK · re-signed
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a96587159d6184d5...1effcfCategories: Finance · Tags: Android, APK, Finance, Free Download
Version 6.4.6 · 58.6 MB · APK
SHA-256 d45753f5554625a5c8d99861593a954a22bf4d0c3a294ca400ab65180e415254
Signer a96587159d6184d5a59f2e5a37656587fc9f3de337af454b228bff144c1effcf
Architecture arm64-v8a
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d45753f5554625a5c8d99861593a954a22bf4d0c3a294ca400ab65180e415254
a96587159d6184d5a59f2e5a37656587fc9f3de337af454b228bff144c1effcf
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195,590 ratings
195,590 ratings on AndroidRU. 35,155 written reviews on AndroidRU, 200 shown below. Their honest reviews of this app.
Great
its not compatible with my phone anymore
great app
my credit has gone up tremendously since using atlas
is this scam
awesome, fantastic, superb app
great app lots or perks but don't like u have monthly fees to have it in your wallet
Alas is awesome I started with a 450 and after 2 weeks my score is much higher The app is easy to use and helpful as well
hello everyone my credit score went up tremendously since I have been using the atlas app I have a metal card to use that I can make purchases in store and online I can also choose the amount I want to keep funded on my atlas card account each month and refund my own money to get my credit score updated if you want you can also apply for a atlas loan if you choose to setup direct deposit thank you atlas team for your quick response and helpful information you've provided me since I have been wit
very good app
love it
amazing card thanks
it's a rip off. they say it will help ur credit till u decide u want out then they crash ur credit. I never used it to buy anything. they kept taking money from my bank account. dnt recommend it.
be careful applying with this app they will sell your information scammers
great credit builder
Alice has really help me with my credit and understanding my finance is better
I just started using the app not even a week ago! and im definitely loving it
I'm glad I tried Atlas out it helps me build credit and save money and helps me to pay my payments on time don't hesitate go ahead and download the app to get the experience I got!
Great App, it helps me build up my credit
the whole thing is a scam for your money theres no customer support number and their smart pay feature will without reason swipe money from other accounts attached to it. the bank denied my mortgage payment when I had sufficent funds. would not move your money to this bank/card or do any business with them.
Great So Far
At first, I was skeptical and confused because of the smart pay but after 2 months I got used to it. I like that it starts off with smaller amounts of credit and slowly increases each month so you don't stay in old habits of overspending. it does have a monthly fee of $8.99 but that is a small amount compared to interest and yearly costs for other credit building apps. In just 3 months of using Atlas my score went up 28 points. I wish there was a way to customize smart pay though.
unable to sign into my gmail account associated with bank plaid account
don't feel good
still on the process of trying it out
i like the program but I would love if I could read suggestions on how to improve my credit score besides using the card.
They don't do what they advertise
App want install
I love it
i didn't get the card and didn't get the money they said you will get if you didn't get the card. than when I told them they closed my account
So easy, it's like to let anybody in. Thanks atlas!
after all I have done so far by Atlas account got closed and my subscription cancel I feel like this company is a joke
I can't get past putting in address then social security number it then says error can't verify details
please cancel my subscription, please do not take any more money from my account, I don't like it when someone is in my account taking money out unless I okay that amount. again please cancel my subscription.
love it
great place to start
Super easy to apply and very quick approval!!! It boosted my credit score within a couple of days. So far so good!
WAY TOO MANY EMAILS! Tone down how many you send out. I already put a stop on texts, but sometimes I am getting up to 6 a day. Thanks.
they explained everything to me. thank you
when trying to cancel the membership they kept it open even after creating a ticket and charged me. I have another cancelation ticket open and hope they will cancel amd not charge me money again. Not very forthcoming with all details of how the app works.
definitely help me more than I thought. Thanks atlas for helping me better my situation
I made my account on my phone and now this app won't run on my phone. I'm so frustrated with this experience. there are so many different companies named Atlas that I can't even find the right web site to log into my account that way, if there even is a web site to do that. meanwhile I'm unable to access my account to attempt to transfer money or even activate my card, which I couldn't even do if I had access because the card has never came in the mail.
I like it because it was easy to apply for and I would recommend people about you
user friendly two thumbs up 👍
Innovate...
⭐⭐⭐⭐⭐ Atlas has exceeded my expectations! What really stands out is how much they genuinely care about their members and helping them build a brighter financial future. From the customer experience to their commitment to helping people succeed, everything has been impressive. It's refreshing to see a company that truly values its members. I couldn't be happier with my experience, and I'm excited to see what the future holds with Atlas. Highly recommend!
I like the reminders and it's a good app. it's helped my credit
So far I'm having a hard time entering my bank info. Help!
love this card kept getting denied and they gave me a chance, sometimes everyone just needs a chance!!!!!
Not having money to spend on tea or breakfast this card can go along way. remember that it is the little things that truly counts
I absolutely love this card. I definitely recommend it. It'll help your credit score and lots of other perks.
been a pretty cool app so far, I upgraded to the metal and I think the card might actually be made of metal as well which is pretty cool as well. I have seen a slow rise in my credit because of atlas so, for anyone looking to raise their credit scores I would definitely recommend Atlas
So far I love the atlas credit card it’s really cool how you use it and I love how it can’t get overdrawn like some other cards this is one of the best credit cards I’ve had I also love how your payments get reported to the credit bureau right within the first three weeks of using the credit account.
App works great, very user friendly !
In just the little time that I have been with Atlas, I have seen my credit score go up! I love this app!
so far no issues, though I do think $8.99/mo is kinda pricey, if it actually improves my scores hallelujah I'm ok with it. sign-ups were easy, app is pretty straight forward... the annual fee is quite high as well. over all so far so good 👍🏼
it actually helped me build my credit. I went from none to 715 credit score in no time.!
Meh. Pay $8.99 for nothing. Give money away if ya want. Not me. 100s of credit apps do it better. Try Wisely or Chime and they are free. So no for me.
don't use it.. it'll show you all different kind of numbers.. I can't get no money off.. you can't send money to anyone without a bunch of bs popping up saying try this for free
just ridiculous
This card is an all around, mindful spending, credit building, savings card complete with the app which helps you by brief torturous. Easy to understand and simple to use. Thanks, Atlas!
Atlas has been great! They really came through for me when I needed them.
Virtually Effortless Financial Control and Credit Improvements with Cash Savings and Cash Back Features, are just for starters. Start it on up. You'll dig it's EASE!
good
I am all WOW's!!!!
been very helpful love it 😀
Stay away from this app. They will make you in debt to a membership fee and hide it in the terms and conditions. then the app does everything it can to convince you not to cancel your subscription it even forces you to give it an explanation when cancelling they're deceptive about charges, and deceptive about terms.
I would not recommend this application to anyone. No actual person to speak with when dealing with your funds. Do not waste your time with this
Need to close account.
Straight
just getting through the next few weeks
nice
I love the app it's perfect for me and my finances.
easy peasy. the card auto pays itself do you are never late on psyments. online shopping with those trials or subscriptions thst are hidden are no more.. create a virtual card or one time use csrd and pay for what upu want without worrying about unauthorized charges
great benefits
wonderful
never received a card you keep taking money without my authorization please close this account
satisfied for the time being!
dependable when I am short on cash also get to build credit
my experience was very good and I had absolutely no issues with the app very good online banking easy to use and worth it
can i download this app on my pc as well as my phone? can i download this app on my pc? can i download this app on my pc?
Cancel my account!! They need 3 confirmations to cancel the account. I tried to cancel before the next membership fee but it never went through.
Atlas has been an extremely helpful app to help me get back on track with my credit score! It has been a great experience.
good app I like it so far
This app really helps in a pinch and the cash back perks are really great too. I recommend it! Out of all the bank ling apps available it is one of my favorites.
love it
this place is a ripoff
Just started using Atlas to boost my credit and I am loving it!
I love using Atlas, it's convenient and my credit score is going up already. Only 3 stars tho because front line human support is so cheerfully useless that it's like Douglas Adams created them... Updated to 4 stars. Once you go up a level, human support improves. Getting there requires time and clever prompting, however.
super dope 1hunnid
great
I was being charged $10/m for their build card & it cost me more money than worth. B4 due I canceled & 24 hours later got an email that went to my junk saying plz don't cancel. Then 12hrs later got an email to junk saying since you didn't reply we're not canceling. Charged me. I complained & they closed my account. I got a deposit in my account the day they closed so assumed was a refund. Heat nothing from the again until now several months later bc my fico score went down saying I owe them $17
1 star for the constant HARASSMENT of advertising notifications and text messages. Lumping in your advertisement notification with the general notifications is disgusting. Be ashamed Atlas.
Atlas has made such a difference in my credit rating. After trying other options full of false hope and upsells, Atlas was the only one that let me show my true willingness and effort to improve my credit. Thank you for doing what you do with the amount of funds I do have and not constantly requesting that I pay with funds I do not have.
great
love Atlas so easy to use
been nice and easy to use
Give you a starting bonus and give you more the more you spend money monthly
kinda decent
great app love it
so far so good. useful, accepting and easy to use
WARNING ⚠️ if not approved. You will not get 50 unless you go through Credit Carma. They don't tell you that in the ad because they don't want to give everyone who doesn't get approved 50. FALSE ADVERTISEMENT and it doesn't take 2 mins. Now if I get approved in the time it's taking them to link my Bank I'll change my review but it's been an hr and they haven't approved nor denied me yet. I want my 50 like it said in the ad. at least if they are going to deny me.
Takes FOREVER to get money deposited on your account. I had 2 bad charges on my card. It took 2 disputes to settle 1 account. I sent them 24 pics and they said I was at fault! Then I disputed that same decision again, this time I sent them 1 pic at a time, and they found the fault WAS with the other party. They d. One is still bad, never got my money back on the other... ordered a new card twice, and I still have not received it. Only AI on help chat. it's just not a good idea to get this app.
The app was very easy to use, with obvious things to click for next steps, as well as videos.
I would rate Zero stars if I could. Complete scam, will eat your money randomly, lowers your credit, doesn't have any type of customer support, and will cancel your account and eat the funds left. Please, if your thinking about using Atlas, I highly recommend against it. Never have I ever felt my intelligence more disrespected than dealing with Atlas. Plus, they don't correspond with other money apps, so once your money is on the app, you can't send it anywhere, or use other apps, like Cash app.
Well, so far it sounds too good to be real, but here I am!! Going to give it a try! I am honestly shocked I was approved for this credit account!!! Thank You
this app is the worst. it tells you that you need a $500 deposit a month to Access the good stuff, but when you do, they tell you that it needs to be $500 at once in order to qualify. when it increases your cash ahead, it doesn't allow you to take all of it out. it tells you that you have to take it out in 2 increments with a 5.99 fee if you want it now. if you link this account to your regular checking account it will take whatever money you get to pay your cash ahead even if it's not your day.
The card itself is okay, but the benefits are hyped to the point of false advertising. Of course, every time you need help, you have to fight with the AI bot to get your request sent. The credit tracker doesn't really tell you anything. I want to be able to see the changes and when they've occurred. They don't notify before withdrawing your connected account. I saw a withdrawal and didn't recognize the amount, so I contacted my bank to confirm it was legit. Atlas CLOSED my account for no reason!
Very user friendly. Easy to navigate and seamless to use. I have not had any issues with my cards or the app, which I appreciate very much.
terrible awful never EVER AGAIN this was a horrible thing to do I never got a physical card after they claimed to send o evout four times. I couldn't withdraw my own money without paying to transfer to another card and then I would have to wait at least cc 2 or 3 days before it would get there they do not offer a instant transfer option. and the customer service is a joke no number to call or actual cs chat unless you want to schedule a call back and it will be a few days before u hear anything
I had no established credit whatsoever. when I got the atlas card my credit set up to 694 I could not believe it. Atlas is the way to go!!
not what I thought I was going to be signed up for some whatever they say I owe them money but yeah you'll never see that money cuz it ain't worth it to me whatever the office just smoking mirrors a bunch of or nothing really did not enjoy the app or the experience made me kind of angry
didnt give me anything when I sign up
they advertise a $1,000 sign up bonus and I was going to make this my primary bank account and right when I signed up confirm my identity. the $1,000 bonus was that day and it said I can't sign up so they didn't have to give out the money. that's a scam and that's a lawsuit way to happen
has definitely helped to raise my score! would 10 out of 10 recommend to any first time credit card users! it has great benefits.
In just a couple of months my credit score has went up over 40 points! and the app is easy to navigate and understand. choosing Atlas was a great choice!
since i join atlas has help increase my score and help me going to better approval rates.
Awesome Blossom 🌼
So far so good, I'm excited that I got approved. I love the layout of the app/website. I am with Chime right now and this card and online banking will be the first I've come across that is giving me God's positive vibrations...and that says a lot. I feel so welcomed 😁
please do not be surprised to find that the day after you paid your fees they might just try to claim that you didn't pay not helpful and very harassing
love this app never thought getting my finances together could be so simple and fun. very easy to use helpful and advertises exactly what the app says no surprises or hidden fees.
This app uses word play to trick you into thinking you have money that you don't. I had the app pull money out of my side account for a total of $100 then when I used atlas to spend my money they tried to tell me I owed them $100 cause what they did was when I spent my money it was ran as credit not debit. so they wanted me to pay them twice for spending my own money. Then when i called out the obvious scam. they kept trying to hit my account for $100. my bank even called it scam behavior.
I love this app. I had horrible credit for so long, but didn'tknow how to fix it. After hearing about Atlas, I downloaded the app, and my credit continues to grow.
been using this for 3 weeks now....its already reported to my credit bureaus twice! best thing ive done! I have decent score but only bc I literally have almost zero history....so this card is helping tremendously with only daily spending.
atlas you are a life saver.thanks alot
I don't understand this app it wants me to give them money to get a credit card so I don't understand that so I believe that y'all should have paid me 50 bucks
I love this app and card! it very easily helped to elevate my credit scores!! hi highly recommend utilizing this wonderful tool! Atlas it's helping me to obtain my credit goals!!
Took off membership fee after I canceled for the free one. don't like atlas at all updated to 3 stars . they are trying to help me cancel but I still have not received a refund for the 8.99 membership i canceled before getting charge. once that is cleared I will leave a better review on the service.
Atlas closed my account because I used my middle name instead of my first name!! I was forced to change banks and now they're still accepting my pay that I have no access to because I'm restricted. I call this FRAUD. Atlas needs to have phone support because email support doesn't help much.
I just started using this card I literally just got the card and just started using it
I've enjoyed using this app. it has helped me build my credit. I love using the card when I need some extra funds
so far so good
Atlas is a great urway to build you credit, pay your bills, keep track of your bills, and much much more. I would recommend this app to anyone .you'll love it⁶.
great app for credit building and money management
They don't have a live customer service line that you can speak with someone about any issues with your account. I tried them out at first a year ago. it was okay, but I didn't get any real benefits. so when I got back into this app,I expected it to go just as smooth as before. I was wrong. and they held my check for 2 days and then after I cancel my account they send it to my primary bank that could take up 3 days to get to me.
its great!
great
alittle hard to understand at first ...but it's awesome I have money deposited every payday ...so I always have this card as a backup for almost any unexpected expense !! great foe credit building..
Highly misleading even when you read through the terms and conditions. They're able to bill the initial monthly fee, yet it takes at least a business day for someone to reply to an account closure.
this app has increased my credit score by alot in a short amount of time. I love this app. highly recommend for growing that credit score !!
its a life saver incase of emergency
so far awesome. this app raised my credit enough. I can get my own place large enough for me and my kids. thank you atlas.
this app makes no sense they will take the money you deposit and then charge your bank that connect to the app and charge you for the money you have on the app!
love atlas ❤️
DO NOT GET THIS APP. As soon as you deposit money they will do everything in there power to make sure you can't access it for months.
Keep the Hott Streak 🔥 going!!
keeps taking money from my linked account as a "payment" even though I havent spent a dollar on this card. wouldn't recommend for a credit card unless you love losing money they'll take 70 bucks for a annual payment than keeps taking money every month without upping your spending power
this app is awesome its hard to get a credit card when u dont have the best of credit. atlas ia really helping raising my cresit score.
it won't let me go to the next thing cause it wo t let me enter the 5 digit code
They were absolutely fantastic with signing me up. I thank you very much for the opportunity.
Easy to use and accessible to me when I've fallen on hard times. I LOVE that Atlas features credit building as well!
If I could give 0 stars I WOULD as I'm currently sitting in a chat with them about how THEY STOLE MY MONEY to pay back MY MONEY that I got direct deposited and spent... AND NOW NOBODY WON'T ANWSER EVEN WHEN I CAN SEE THAT IT SAY THAT THEY'RE ACTIVE THIS IS BS that money was for my son's tuition
it's a very beautiful app
It took money from my bank account and I cant get to use any money on there to move my money to other debit cards I use
I have had a very positive result while using Atlas!! My credit score has gone up well over 100 points since using Atlas in just over one (1) year!!
PARASITIC APP , no customer service, can't get human response , unknown subscriptions they auto deduct can't remove them DON'T TRUST Update SAME PLUS PROBLEMS PERSIST , AUTO RESPONSES , NO HUMANS OR RESOLVE, AI SENDS ME IN CIRCLES. CALLED MY CONGRESSMAN
great app definitely recommend
why does atlas makes it so hard to cancel and stop account. all I want is to delete my information and this account now and be refunded the pending payment I didn't authorize
the reason I gave you one star is because I thought this was a credit card that I can get loans with like the Dave app but it's not I got his constantly pay a membership fee to use it and I'm not going to continue to do that
love it
LANCE WAS A PLEASURE TO WORK WITH!!! GIVE THIS YOUNG LADY A BONUS AND RAISE!!! VERY POLITE AND KNOWLEDGEABLE!!!
Great to build credit
every I joined Atlas my credit score has jump from 590 to 690.i am SO happy I joined.THANKS ATLAS for the help
I actually like Atlas. I've only had it for a month or so and so far my score is up 18 points already. When I signed up I had a good bit in my account so it let me access the 120 flex credit which is awesome!! I was also able to get the debit card since I had a decent balance in my linked account. The re payment options are every week but small amounts that you can always request right back once they take it. Eventually I plan on doing direct deposit to see what other bonuses are available.
Atlas is the best credit card/app ever!! My score went up 63 points in just 2 months of consistent use!👏🏿😇 I'm so happy i came across Atlas, there's so many other great rewards when using the card as well. Y'all better download this app now!!
love that my credit has climbed using this app absolutely love it . recommend to everyone
great card
love this app . in the beginning I was skeptical in the beginning but they prove me wrong
can no longer login I don't have the old email or phone number and cannot figure out how to log in need to be able to contact a person
support usually gets issues taken care at a decent time which is good. I'm satisfied with the card no complaints as of yet
send it....!
$89 charge for what? Support phone # would be nice. Can't cancel and remove permissions fast enough! A lot more complaints than good comments, beware!
no live support. no way to cancel.
So far so good!!!
ABSOLUTELY LOVE THIS CARD
A great way to improve credit ratings and to better save.
took more money out than my balance. Support is garbage
it's a really good up and it's helping me manage my money
not too bad
increased my score fast with paying on time
Atlas has been such a great help these past few months. My credit score has increased 21 points. I have extra $250 in my wallet, and the rewards program has cash back for gasoline. Plus I finally got insurance on my cell phone just by paying the bill with my Atlas credit card. Download the app now and get rewarded.
This is a good way to build credit.
i like this app something diffrent an like yhe features .i recommend to use .
Atlas is a first class company!! Easy to navigate the app and well it's "user friendly" and that is something that is getting extremely hard to find!! I recommend this app to each and every person out there!!! CHECK IT OUT!!!
awful I feel tricked out of 15 dollars mind you. I filed a complaint and one of the cs reps paused my account, felt like it was out of malice intent. I work in customer service and angry customers is gonna happen I understand but I wasn't angry I just want getting the answers I wanted, also the credit like approved when I signed up turned into a lot of extra
Love this app. My top pick for learning how to increase my credit score with out having to pay a huge amount out of pocket. Will recommend this app to everyone looking to help there credit score.
love it
my credit score jumped almost 100 points thanks to you guys! it's been a long road and you guys gave me the help I needed to shorten it greatly..
Switching to Atlas actually improved my credit score. I would definitely recommend to anyone trying to fix their credit.
perfect and professional
My experience with the app is good the only reason why i got the app is because of its benefits that others dont give plus it did say i would get i think it was 1,000 or 50 dollars if i signed up and got approved but i never got the money and then they was trying to tell me that it was 1,000 points thats a lie because on the advertisement it didnt day anything about points so i kinda felt some way about it but overall the app good i just think they advertising the wrong info.
One of the world's best credit cards available to almost anyone loaded and ready to go, everyone wins with Atlas
so far so good I will be using their financial services more and more love the prizes and giveaways they have also
so far so good I'm feeling it for now hopefully it won't change for the worst
Great Credit Card with an awesome website! Thanks Atlas!
amazing and helpful.
account set up was easy. instantly rewarded after completion. I am new to atlas so I will be updating my review after getting some time in. so far seems to be great
good app
Atlas pulled $8.99 off my bank account and I did NOT tell it to pull nothing ! Atlas ROBED me of $8.99 WITHOUT MY CONSENT. Let's see when the court dates going to be.
hidden fees and mysterious charges from my experience
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