Saturday, November 7, 2026
Download Atlas – Rewards Credit Card V6.4.6 APK Free, Mod Premium6.4.6Download
Download Atlas - Rewards Credit Card V6.4.6 APK Free, Mod Premium

Download Atlas – Rewards Credit Card V6.4.6 APK Free, Mod Premium

Exto Inc.

6.4.6 APK Old versions Merged APK · re-signed

Merged APK · re-signed. Discover and download millions of the latest Android apps and games for free at AndroidRU.com. Fast, secure, and always updated with top-rated APKs. Download Atlas - Rewards Credit Card APK Free, fast, safe, reliable, and daily updated, this application supports ABI: arm64-v8a. AndroidRU.com is the number one Best Google Play Store Alternative in 2027 for Safe APK Downloads. Get the best Premium Android apps & games APKs for free now. All apps and games are unlocked & ad-free. Best download apk latest version from Androidru.com APK downloader

Converter signature verifiedVirusTotal: Not run yetData safety available
58.6 MBSize
1,000,000Downloads
EveryoneContent rating
Nov 04, 2026Update date
4.6 ★195,590 ratings
35,155Written reviews
Converter signature verifiedSignature
Android 12.1+Android OS

About Download Atlas – Rewards Credit Card V6.4.6 APK Free, Mod Premium

Download Atlas – Rewards Credit Card APK Free to explore Atlas credit card applications, rewards, and account features.

Atlas – Rewards Credit Card Features

  • Atlas is a rewards credit card with 4x higher approval rates than traditional credit cards.
  • It’s built to be easy to get even without an existing credit history.

Easy and accessible

  • 4x higher approval rates than traditional credit cards.
  • Get approved instantly without leaving the app.

Grows with you

  • Connect with 10,000+ banks to determine a safe spending limit you can easily repay without building up a balance.
  • 0% APR ensures you never pay interest.
  • Keep using the card to get higher limits.

Saves you money

  • Automatically save up to 10% at 50,000+ locations of places you love.
  • These include Starbucks, Nike, DoorDash, Shake Shack, Burger King and more.
  • We are always adding national and local savings.

Builds your credit

  • You will start building credit with daily transactions.
  • Built in auto-pay ensures that you never have to worry about missing a payment.
  • Track your score in the app and watch it progress on auto-pilot.
  • Atlas reports to all 3 major credit bureaus – Equifax, Experian and Transunion.

Safe and secure

  • Available features include Shut down shady transactions by blocking your card anytime.
  • You also get complete fraud protection that only credit cards offer.
  • Atlas is built with industry leading security best practices in partnership with Patriot Bank and Mastercard.

No hidden fees

  • Simple pricing: only $8.99 every 4 weeks, or $89/year in the annual plan.
  • There is no other hidden, or surprise fees.
  • Atlas is a financial technology company and state licensed lender, not a bank.
  • Available features include Banking services provided by Academy Bank, N.A., Member FDIC.
  • The Atlas Mastercard is issued by our bank partners Patriot Bank N.A.
  • Available features include And Academy Bank N.A., pursuant to a license from MasterCard® International Incorporated.
  • Membership fee, new member program and bonus terms apply, see atlasfin.com/policies for details.
  • For consolidated bonus and reward terms, see atlasfin.com/policies/rewards. The Atlas Card is optional, with an Interest Rate of 0% APR.
  • Credit and Spend Power offered will vary over time.
  • Average 50 point increase in credit score based on 2024 data.
  • Improvement in your credit score is based on your specific situation and financial behavior.
  • Loan services offered through Exto Inc., NMLS ID # 2526784 | Read licenses at https://www.atlasfin.com/atlas-licenses. Services may not be available in all states.
  • Available features include Atlas, 600 California St., Floor 11, San Francisco, CA 94108.

Get Started with Atlas – Rewards Credit Card

Open Atlas – Rewards Credit Card to explore the options described above.

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FAQ

Is this app safe to download?

Converter signature verified. Discover and download millions of the latest Android apps and games for free at AndroidRU.com. Fast, secure, and always updated with top-rated APKs. Download Atlas - Rewards Credit Card APK Free, fast, safe, reliable, and daily updated, this application supports ABI: arm64-v8a. AndroidRU.com is the number one Best Google Play Store Alternative in 2027 for Safe APK Downloads. Get the best Premium Android apps & games APKs for free now. All apps and games are unlocked & ad-free. Best download apk latest version from Androidru.com APK downloader

How much storage is needed to install this app?

The download is 58.6 MB. Keep at least that much free space, plus room for the installed app.

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More app information

Latest version6.4.6
Content ratingEveryone
Packagecom.exto.arrow
Downloads1,000,000 downloads from AndroidRU
Requires AndroidAndroid 12.1+
Architecturearm64-v8a
Signaturea96587159d6184d5...1effcf
Developer verificationRe-signed by converter
Security reportNot run
SourceAndroidRU
Version code6406
File checked04 Nov 2026 02:42
CategoryFinance
Available onGoogle Play

Categories: Finance · Tags: Android, APK, Finance, Free Download

File details

Version 6.4.6 · 58.6 MB · APK

SHA-256 d45753f5554625a5c8d99861593a954a22bf4d0c3a294ca400ab65180e415254

Signer a96587159d6184d5a59f2e5a37656587fc9f3de337af454b228bff144c1effcf

Architecture arm64-v8a

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SHA-256 and certificates

d45753f5554625a5c8d99861593a954a22bf4d0c3a294ca400ab65180e415254

a96587159d6184d5a59f2e5a37656587fc9f3de337af454b228bff144c1effcf

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Old versions of Download Atlas – Rewards Credit Card V6.4.6 APK Free, Mod Premium

  • Download Atlas – Rewards Credit Card V6.4.6 APK Free, Mod Premium 6.4.6 Latest
    APK 58.6 MB · Nov 04, 2026
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.

  • No data shared with third parties
  • Data is encrypted in transit
  • You can request that data be deleted

User reviews

4.6
★★★★★

195,590 ratings

5★64%
4★7%
3★4%
2★2%
1★25%

195,590 ratings on AndroidRU. 35,155 written reviews on AndroidRU, 200 shown below. Their honest reviews of this app.

AAlonzo Prim
2026-11-02
★★★★★
5/5

Great

5562Johnnie Cash
2026-11-02
★☆☆☆☆
1/5

its not compatible with my phone anymore

SShonda Sanders
2026-11-02
★★★★★
5/5

great app

MMary Lawson
2026-11-02
★★★★★
5/5

my credit has gone up tremendously since using atlas

KKeta Harris
2026-11-02
★★★★☆
4/5

is this scam

JJoshua Sands
2026-11-02
★★★★★
5/5

awesome, fantastic, superb app

BBradley sweet
2026-11-02
★★★☆☆
3/5

great app lots or perks but don't like u have monthly fees to have it in your wallet

SStephanie
2026-11-02
★★★★★
5/5

Alas is awesome I started with a 450 and after 2 weeks my score is much higher The app is easy to use and helpful as well

MMaria Land
2026-11-02
★★★★★
5/5

hello everyone my credit score went up tremendously since I have been using the atlas app I have a metal card to use that I can make purchases in store and online I can also choose the amount I want to keep funded on my atlas card account each month and refund my own money to get my credit score updated if you want you can also apply for a atlas loan if you choose to setup direct deposit thank you atlas team for your quick response and helpful information you've provided me since I have been wit

KKiawa Sloniker
2026-11-02
★★★★★
5/5

very good app

NNaomi Boder
2026-11-02
★★★★★
5/5

love it

JJames Wells
2026-11-02
★★★★★
5/5

amazing card thanks

JJoyce Anderson
2026-11-02
★★☆☆☆
2/5

it's a rip off. they say it will help ur credit till u decide u want out then they crash ur credit. I never used it to buy anything. they kept taking money from my bank account. dnt recommend it.

MMARIO MURAD
2026-11-02
★☆☆☆☆
1/5

be careful applying with this app they will sell your information scammers

GGzB MAKAJELLY
2026-11-02
★★★★★
5/5

great credit builder

KKen
2026-11-02
★★★★★
5/5

Alice has really help me with my credit and understanding my finance is better

MMilena Firstraised
2026-11-02
★★★★★
5/5

I just started using the app not even a week ago! and im definitely loving it

BBreonna Owens
2026-11-02
★★★★★
5/5

I'm glad I tried Atlas out it helps me build credit and save money and helps me to pay my payments on time don't hesitate go ahead and download the app to get the experience I got!

CChikita Rodriguez
2026-11-02
★★★★★
5/5

Great App, it helps me build up my credit

Sshaun dorrington
2026-11-02
★☆☆☆☆
1/5

the whole thing is a scam for your money theres no customer support number and their smart pay feature will without reason swipe money from other accounts attached to it. the bank denied my mortgage payment when I had sufficent funds. would not move your money to this bank/card or do any business with them.

BBilly Riddle
2026-11-02
★★★★★
5/5

Great So Far

JJessica
2026-11-02
★★★★★
5/5

At first, I was skeptical and confused because of the smart pay but after 2 months I got used to it. I like that it starts off with smaller amounts of credit and slowly increases each month so you don't stay in old habits of overspending. it does have a monthly fee of $8.99 but that is a small amount compared to interest and yearly costs for other credit building apps. In just 3 months of using Atlas my score went up 28 points. I wish there was a way to customize smart pay though.

TTamika Mills
2026-11-02
★★★★★
5/5

unable to sign into my gmail account associated with bank plaid account

JJulie Myrick
2026-11-02
★★★★★
5/5

don't feel good

EEnrique Marentes
2026-11-02
★★★★☆
4/5

still on the process of trying it out

GGerardo Arias-chong
2026-11-02
★★★☆☆
3/5

i like the program but I would love if I could read suggestions on how to improve my credit score besides using the card.

CChina “Qatum'Amanitare” Fire
2026-11-02
★★☆☆☆
2/5

They don't do what they advertise

ZZondra A
2026-11-02
★☆☆☆☆
1/5

App want install

EErnesto Benitez
2026-11-01
★★★★★
5/5

I love it

VVictoria Whitney
2026-11-01
★☆☆☆☆
1/5

i didn't get the card and didn't get the money they said you will get if you didn't get the card. than when I told them they closed my account

BBINKZ 82kid
2026-11-01
★★★★★
5/5

So easy, it's like to let anybody in. Thanks atlas!

MMr. Wolf
2026-11-01
★★☆☆☆
2/5

after all I have done so far by Atlas account got closed and my subscription cancel I feel like this company is a joke

HHeather Morgan
2026-11-01
★☆☆☆☆
1/5

I can't get past putting in address then social security number it then says error can't verify details

JJana Peffley
2026-11-01
★☆☆☆☆
1/5

please cancel my subscription, please do not take any more money from my account, I don't like it when someone is in my account taking money out unless I okay that amount. again please cancel my subscription.

SSaul Mercado
2026-11-01
★★★★★
5/5

love it

MMarlene Sprague
2026-11-01
★★★★★
5/5

great place to start

BB Long
2026-11-01
★★★★★
5/5

Super easy to apply and very quick approval!!! It boosted my credit score within a couple of days. So far so good!

AArt Mehrtens
2026-11-01
★★★☆☆
3/5

WAY TOO MANY EMAILS! Tone down how many you send out. I already put a stop on texts, but sometimes I am getting up to 6 a day. Thanks.

DDonna Harmon
2026-11-01
★★★★★
5/5

they explained everything to me. thank you

JJason Schumpert
2026-11-01
★☆☆☆☆
1/5

when trying to cancel the membership they kept it open even after creating a ticket and charged me. I have another cancelation ticket open and hope they will cancel amd not charge me money again. Not very forthcoming with all details of how the app works.

MMike Gordon
2026-11-01
★★★★★
5/5

definitely help me more than I thought. Thanks atlas for helping me better my situation

RRobert Garayalde
2026-11-01
★☆☆☆☆
1/5

I made my account on my phone and now this app won't run on my phone. I'm so frustrated with this experience. there are so many different companies named Atlas that I can't even find the right web site to log into my account that way, if there even is a web site to do that. meanwhile I'm unable to access my account to attempt to transfer money or even activate my card, which I couldn't even do if I had access because the card has never came in the mail.

LLinda Mishion
2026-11-01
★★★★★
5/5

I like it because it was easy to apply for and I would recommend people about you

MMichael Nobles
2026-11-01
★★★★★
5/5

user friendly two thumbs up 👍

LLo. Indeed.
2026-11-01
★★★★☆
4/5

Innovate...

MMikey Hoey
2026-11-01
★★★★★
5/5

⭐⭐⭐⭐⭐ Atlas has exceeded my expectations! What really stands out is how much they genuinely care about their members and helping them build a brighter financial future. From the customer experience to their commitment to helping people succeed, everything has been impressive. It's refreshing to see a company that truly values its members. I couldn't be happier with my experience, and I'm excited to see what the future holds with Atlas. Highly recommend!

CCassandra commins
2026-11-01
★★★★★
5/5

I like the reminders and it's a good app. it's helped my credit

Ssrfarias47
2026-11-01
★★★★★
5/5

So far I'm having a hard time entering my bank info. Help!

SShawn Harrison
2026-11-01
★★★★★
5/5

love this card kept getting denied and they gave me a chance, sometimes everyone just needs a chance!!!!!

CCyber Viper
2026-11-01
★★★★★
5/5

Not having money to spend on tea or breakfast this card can go along way. remember that it is the little things that truly counts

TTammy Sturgell
2026-11-01
★★★★★
5/5

I absolutely love this card. I definitely recommend it. It'll help your credit score and lots of other perks.

JJames J
2026-11-01
★★★★☆
4/5

been a pretty cool app so far, I upgraded to the metal and I think the card might actually be made of metal as well which is pretty cool as well. I have seen a slow rise in my credit because of atlas so, for anyone looking to raise their credit scores I would definitely recommend Atlas

LLatosha Harrison
2026-11-01
★★★★★
5/5

So far I love the atlas credit card it’s really cool how you use it and I love how it can’t get overdrawn like some other cards this is one of the best credit cards I’ve had I also love how your payments get reported to the credit bureau right within the first three weeks of using the credit account.

RRyan Corona
2026-11-01
★★★★★
5/5

App works great, very user friendly !

AAlicia McColley
2026-11-01
★★★★★
5/5

In just the little time that I have been with Atlas, I have seen my credit score go up! I love this app!

SSuzanne Adams
2026-11-01
★★★★☆
4/5

so far no issues, though I do think $8.99/mo is kinda pricey, if it actually improves my scores hallelujah I'm ok with it. sign-ups were easy, app is pretty straight forward... the annual fee is quite high as well. over all so far so good 👍🏼

BBryn Fox
2026-11-01
★★★★★
5/5

it actually helped me build my credit. I went from none to 715 credit score in no time.!

PPatricia Knudson
2026-11-01
★☆☆☆☆
1/5

Meh. Pay $8.99 for nothing. Give money away if ya want. Not me. 100s of credit apps do it better. Try Wisely or Chime and they are free. So no for me.

CClayton Sledge
2026-11-01
★☆☆☆☆
1/5

don't use it.. it'll show you all different kind of numbers.. I can't get no money off.. you can't send money to anyone without a bunch of bs popping up saying try this for free

JJessica Jones
2026-11-01
★☆☆☆☆
1/5

just ridiculous

GGidget Casabar
2026-11-01
★★★★★
5/5

This card is an all around, mindful spending, credit building, savings card complete with the app which helps you by brief torturous. Easy to understand and simple to use. Thanks, Atlas!

DDusty
2026-11-01
★★★★★
5/5

Atlas has been great! They really came through for me when I needed them.

AAlan Gross
2026-11-01
★★★★★
5/5

Virtually Effortless Financial Control and Credit Improvements with Cash Savings and Cash Back Features, are just for starters. Start it on up. You'll dig it's EASE!

DDavis Pace
2026-11-01
★★★★★
5/5

good

KKelci McCoy
2026-11-01
★★★★★
5/5

I am all WOW's!!!!

AAmanda Goodman
2026-11-01
★★★★★
5/5

been very helpful love it 😀

WWhy Not
2026-11-01
★★★☆☆
3/5

Stay away from this app. They will make you in debt to a membership fee and hide it in the terms and conditions. then the app does everything it can to convince you not to cancel your subscription it even forces you to give it an explanation when cancelling they're deceptive about charges, and deceptive about terms.

LLauren Walker
2026-11-01
★☆☆☆☆
1/5

I would not recommend this application to anyone. No actual person to speak with when dealing with your funds. Do not waste your time with this

JJoseph Kime
2026-10-31
★☆☆☆☆
1/5

Need to close account.

JJake Hansbrough IV
2026-10-31
★★★★★
5/5

Straight

TThe Unequivical Reef
2026-10-31
★★★★★
5/5

just getting through the next few weeks

JJose Calderon
2026-10-31
★★★★☆
4/5

nice

IIteasha Logan
2026-10-31
★★★★★
5/5

I love the app it's perfect for me and my finances.

PPeter Rojas
2026-10-31
★★★★★
5/5

easy peasy. the card auto pays itself do you are never late on psyments. online shopping with those trials or subscriptions thst are hidden are no more.. create a virtual card or one time use csrd and pay for what upu want without worrying about unauthorized charges

RRemedy Newman
2026-10-31
★★★★★
5/5

great benefits

PPablo Enrique Jimenez
2026-10-31
★★★★★
5/5

wonderful

SShaylene Sherard
2026-10-31
★☆☆☆☆
1/5

never received a card you keep taking money without my authorization please close this account

AAndy Rich
2026-10-31
★★★★★
5/5

satisfied for the time being!

KKeith McClelland
2026-10-31
★★★★★
5/5

dependable when I am short on cash also get to build credit

TTony
2026-10-31
★★★★☆
4/5

my experience was very good and I had absolutely no issues with the app very good online banking easy to use and worth it

BBonnie Mathis
2026-10-31
★★★★★
5/5

can i download this app on my pc as well as my phone? can i download this app on my pc? can i download this app on my pc?

RRoderick Cancino
2026-10-31
★☆☆☆☆
1/5

Cancel my account!! They need 3 confirmations to cancel the account. I tried to cancel before the next membership fee but it never went through.

AApril Smith
2026-10-31
★★★★★
5/5

Atlas has been an extremely helpful app to help me get back on track with my credit score! It has been a great experience.

LLachrisha Glenn
2026-10-31
★★★★☆
4/5

good app I like it so far

DDanielle Williams
2026-10-31
★★★★★
5/5

This app really helps in a pinch and the cash back perks are really great too. I recommend it! Out of all the bank ling apps available it is one of my favorites.

CCynthia Vincent
2026-10-31
★★★★★
5/5

love it

JJohn Spataro
2026-10-31
★☆☆☆☆
1/5

this place is a ripoff

PPreston Ellis
2026-10-31
★★★★★
5/5

Just started using Atlas to boost my credit and I am loving it!

DDVS
2026-10-31
★★★★☆
4/5

I love using Atlas, it's convenient and my credit score is going up already. Only 3 stars tho because front line human support is so cheerfully useless that it's like Douglas Adams created them... Updated to 4 stars. Once you go up a level, human support improves. Getting there requires time and clever prompting, however.

LLawrence Robertson
2026-10-31
★★★★★
5/5

super dope 1hunnid

EElizabeth Mcalister
2026-10-31
★★★★★
5/5

great

JJames Dunlap
2026-10-31
★☆☆☆☆
1/5

I was being charged $10/m for their build card & it cost me more money than worth. B4 due I canceled & 24 hours later got an email that went to my junk saying plz don't cancel. Then 12hrs later got an email to junk saying since you didn't reply we're not canceling. Charged me. I complained & they closed my account. I got a deposit in my account the day they closed so assumed was a refund. Heat nothing from the again until now several months later bc my fico score went down saying I owe them $17

AAnthony
2026-10-31
★☆☆☆☆
1/5

1 star for the constant HARASSMENT of advertising notifications and text messages. Lumping in your advertisement notification with the general notifications is disgusting. Be ashamed Atlas.

JJudy B. Anderson
2026-10-31
★★★★★
5/5

Atlas has made such a difference in my credit rating. After trying other options full of false hope and upsells, Atlas was the only one that let me show my true willingness and effort to improve my credit. Thank you for doing what you do with the amount of funds I do have and not constantly requesting that I pay with funds I do not have.

DDaniel Campbell
2026-10-31
★★★★★
5/5

great

AAllie Edwards
2026-10-31
★★★★★
5/5

love Atlas so easy to use

Mmark crawford
2026-10-31
★★★★☆
4/5

been nice and easy to use

XxXStoned SniperXx
2026-10-31
★★★★★
5/5

Give you a starting bonus and give you more the more you spend money monthly

SSamuel Page
2026-10-31
★★★★★
5/5

kinda decent

TTeon Powell
2026-10-31
★★★★★
5/5

great app love it

CCharlie Mershon
2026-10-31
★★★★☆
4/5

so far so good. useful, accepting and easy to use

EErick Macias
2026-10-31
★☆☆☆☆
1/5

WARNING ⚠️ if not approved. You will not get 50 unless you go through Credit Carma. They don't tell you that in the ad because they don't want to give everyone who doesn't get approved 50. FALSE ADVERTISEMENT and it doesn't take 2 mins. Now if I get approved in the time it's taking them to link my Bank I'll change my review but it's been an hr and they haven't approved nor denied me yet. I want my 50 like it said in the ad. at least if they are going to deny me.

DDONRAE QUIAHUA-REYES
2026-10-31
★☆☆☆☆
1/5

Takes FOREVER to get money deposited on your account. I had 2 bad charges on my card. It took 2 disputes to settle 1 account. I sent them 24 pics and they said I was at fault! Then I disputed that same decision again, this time I sent them 1 pic at a time, and they found the fault WAS with the other party. They d. One is still bad, never got my money back on the other... ordered a new card twice, and I still have not received it. Only AI on help chat. it's just not a good idea to get this app.

LLuis Hinojosa
2026-10-30
★★★★★
5/5

The app was very easy to use, with obvious things to click for next steps, as well as videos.

Ccameron furbush
2026-10-30
★☆☆☆☆
1/5

I would rate Zero stars if I could. Complete scam, will eat your money randomly, lowers your credit, doesn't have any type of customer support, and will cancel your account and eat the funds left. Please, if your thinking about using Atlas, I highly recommend against it. Never have I ever felt my intelligence more disrespected than dealing with Atlas. Plus, they don't correspond with other money apps, so once your money is on the app, you can't send it anywhere, or use other apps, like Cash app.

NNakia Jarnagin
2026-10-30
★★★★★
5/5

Well, so far it sounds too good to be real, but here I am!! Going to give it a try! I am honestly shocked I was approved for this credit account!!! Thank You

Bbrooke ketchie
2026-10-30
★☆☆☆☆
1/5

this app is the worst. it tells you that you need a $500 deposit a month to Access the good stuff, but when you do, they tell you that it needs to be $500 at once in order to qualify. when it increases your cash ahead, it doesn't allow you to take all of it out. it tells you that you have to take it out in 2 increments with a 5.99 fee if you want it now. if you link this account to your regular checking account it will take whatever money you get to pay your cash ahead even if it's not your day.

CCurtis Mattingly
2026-10-30
★☆☆☆☆
1/5

The card itself is okay, but the benefits are hyped to the point of false advertising. Of course, every time you need help, you have to fight with the AI bot to get your request sent. The credit tracker doesn't really tell you anything. I want to be able to see the changes and when they've occurred. They don't notify before withdrawing your connected account. I saw a withdrawal and didn't recognize the amount, so I contacted my bank to confirm it was legit. Atlas CLOSED my account for no reason!

MMaura Birkett
2026-10-30
★★★★★
5/5

Very user friendly. Easy to navigate and seamless to use. I have not had any issues with my cards or the app, which I appreciate very much.

JJessi Fowler
2026-10-30
★☆☆☆☆
1/5

terrible awful never EVER AGAIN this was a horrible thing to do I never got a physical card after they claimed to send o evout four times. I couldn't withdraw my own money without paying to transfer to another card and then I would have to wait at least cc 2 or 3 days before it would get there they do not offer a instant transfer option. and the customer service is a joke no number to call or actual cs chat unless you want to schedule a call back and it will be a few days before u hear anything

DDan Bresler
2026-10-30
★★★★★
5/5

I had no established credit whatsoever. when I got the atlas card my credit set up to 694 I could not believe it. Atlas is the way to go!!

DDavid Shaefer
2026-10-30
★☆☆☆☆
1/5

not what I thought I was going to be signed up for some whatever they say I owe them money but yeah you'll never see that money cuz it ain't worth it to me whatever the office just smoking mirrors a bunch of or nothing really did not enjoy the app or the experience made me kind of angry

MManuel Lopez
2026-10-30
★☆☆☆☆
1/5

didnt give me anything when I sign up

YYou no Me
2026-10-30
★☆☆☆☆
1/5

they advertise a $1,000 sign up bonus and I was going to make this my primary bank account and right when I signed up confirm my identity. the $1,000 bonus was that day and it said I can't sign up so they didn't have to give out the money. that's a scam and that's a lawsuit way to happen

AAshley
2026-10-30
★★★★★
5/5

has definitely helped to raise my score! would 10 out of 10 recommend to any first time credit card users! it has great benefits.

AAshley henderson
2026-10-30
★★★★★
5/5

In just a couple of months my credit score has went up over 40 points! and the app is easy to navigate and understand. choosing Atlas was a great choice!

PPeter Sith
2026-10-30
★★★★★
5/5

since i join atlas has help increase my score and help me going to better approval rates.

GG. Clouse
2026-10-30
★★★★★
5/5

Awesome Blossom 🌼

KKeana Marshall
2026-10-30
★★★★★
5/5

So far so good, I'm excited that I got approved. I love the layout of the app/website. I am with Chime right now and this card and online banking will be the first I've come across that is giving me God's positive vibrations...and that says a lot. I feel so welcomed 😁

AAlisha Harper
2026-10-30
★☆☆☆☆
1/5

please do not be surprised to find that the day after you paid your fees they might just try to claim that you didn't pay not helpful and very harassing

LLaella Timms
2026-10-30
★★★★★
5/5

love this app never thought getting my finances together could be so simple and fun. very easy to use helpful and advertises exactly what the app says no surprises or hidden fees.

BB1kRain
2026-10-30
★☆☆☆☆
1/5

This app uses word play to trick you into thinking you have money that you don't. I had the app pull money out of my side account for a total of $100 then when I used atlas to spend my money they tried to tell me I owed them $100 cause what they did was when I spent my money it was ran as credit not debit. so they wanted me to pay them twice for spending my own money. Then when i called out the obvious scam. they kept trying to hit my account for $100. my bank even called it scam behavior.

CChris Dunn
2026-10-30
★★★★★
5/5

I love this app. I had horrible credit for so long, but didn'tknow how to fix it. After hearing about Atlas, I downloaded the app, and my credit continues to grow.

RRichmon Smith
2026-10-30
★★★★★
5/5

been using this for 3 weeks now....its already reported to my credit bureaus twice! best thing ive done! I have decent score but only bc I literally have almost zero history....so this card is helping tremendously with only daily spending.

JJose Gonzalo
2026-10-30
★★★★★
5/5

atlas you are a life saver.thanks alot

MMonica Stallion
2026-10-30
★☆☆☆☆
1/5

I don't understand this app it wants me to give them money to get a credit card so I don't understand that so I believe that y'all should have paid me 50 bucks

TTricia Navilhon
2026-10-30
★★★★★
5/5

I love this app and card! it very easily helped to elevate my credit scores!! hi highly recommend utilizing this wonderful tool! Atlas it's helping me to obtain my credit goals!!

AAlena Garcia
2026-10-30
★★★☆☆
3/5

Took off membership fee after I canceled for the free one. don't like atlas at all updated to 3 stars . they are trying to help me cancel but I still have not received a refund for the 8.99 membership i canceled before getting charge. once that is cleared I will leave a better review on the service.

JJay Gamble
2026-10-30
★☆☆☆☆
1/5

Atlas closed my account because I used my middle name instead of my first name!! I was forced to change banks and now they're still accepting my pay that I have no access to because I'm restricted. I call this FRAUD. Atlas needs to have phone support because email support doesn't help much.

SSandra Doan
2026-10-30
★★★★★
5/5

I just started using this card I literally just got the card and just started using it

LLatrice Frierson
2026-10-30
★★★★★
5/5

I've enjoyed using this app. it has helped me build my credit. I love using the card when I need some extra funds

KKeith Davis
2026-10-30
★★★☆☆
3/5

so far so good

TTravis D
2026-10-30
★★★★★
5/5

Atlas is a great urway to build you credit, pay your bills, keep track of your bills, and much much more. I would recommend this app to anyone .you'll love it⁶.

DDakota Welsh
2026-10-30
★★★★★
5/5

great app for credit building and money management

JJon K
2026-10-30
★☆☆☆☆
1/5

They don't have a live customer service line that you can speak with someone about any issues with your account. I tried them out at first a year ago. it was okay, but I didn't get any real benefits. so when I got back into this app,I expected it to go just as smooth as before. I was wrong. and they held my check for 2 days and then after I cancel my account they send it to my primary bank that could take up 3 days to get to me.

SSteven Ray Herman (Stefan Pendragon)
2026-10-30
★★★★★
5/5

its great!

EEtan Stash
2026-10-30
★★★★★
5/5

great

SShekeisha Latham
2026-10-30
★★★★★
5/5

alittle hard to understand at first ...but it's awesome I have money deposited every payday ...so I always have this card as a backup for almost any unexpected expense !! great foe credit building..

JJennie Lynn
2026-10-30
★☆☆☆☆
1/5

Highly misleading even when you read through the terms and conditions. They're able to bill the initial monthly fee, yet it takes at least a business day for someone to reply to an account closure.

LLaDara Johnson
2026-10-30
★★★★★
5/5

this app has increased my credit score by alot in a short amount of time. I love this app. highly recommend for growing that credit score !!

DDennis Del Mundo
2026-10-30
★★★★★
5/5

its a life saver incase of emergency

JJosh Gorham
2026-10-30
★★★★★
5/5

so far awesome. this app raised my credit enough. I can get my own place large enough for me and my kids. thank you atlas.

Ccharles johnson
2026-10-30
★☆☆☆☆
1/5

this app makes no sense they will take the money you deposit and then charge your bank that connect to the app and charge you for the money you have on the app!

WWhitney Lockner
2026-10-30
★★★★★
5/5

love atlas ❤️

NNick Mariano
2026-10-30
★☆☆☆☆
1/5

DO NOT GET THIS APP. As soon as you deposit money they will do everything in there power to make sure you can't access it for months.

SSteve Socop
2026-10-30
★★★★★
5/5

Keep the Hott Streak 🔥 going!!

JJeanLuc Billiouxe
2026-10-30
★☆☆☆☆
1/5

keeps taking money from my linked account as a "payment" even though I havent spent a dollar on this card. wouldn't recommend for a credit card unless you love losing money they'll take 70 bucks for a annual payment than keeps taking money every month without upping your spending power

AAylssa Maceira
2026-10-29
★★★★★
5/5

this app is awesome its hard to get a credit card when u dont have the best of credit. atlas ia really helping raising my cresit score.

KKristina Roberts
2026-10-29
★☆☆☆☆
1/5

it won't let me go to the next thing cause it wo t let me enter the 5 digit code

DDennis Gunn
2026-10-29
★★★★★
5/5

They were absolutely fantastic with signing me up. I thank you very much for the opportunity.

AAlyssa Stone
2026-10-29
★★★★★
5/5

Easy to use and accessible to me when I've fallen on hard times. I LOVE that Atlas features credit building as well!

SShantelle Walton
2026-10-29
★☆☆☆☆
1/5

If I could give 0 stars I WOULD as I'm currently sitting in a chat with them about how THEY STOLE MY MONEY to pay back MY MONEY that I got direct deposited and spent... AND NOW NOBODY WON'T ANWSER EVEN WHEN I CAN SEE THAT IT SAY THAT THEY'RE ACTIVE THIS IS BS that money was for my son's tuition

DDarina Brown
2026-10-29
★★★★★
5/5

it's a very beautiful app

DDonald Martin
2026-10-29
★☆☆☆☆
1/5

It took money from my bank account and I cant get to use any money on there to move my money to other debit cards I use

CCheryl Wiggins
2026-10-29
★★★★★
5/5

I have had a very positive result while using Atlas!! My credit score has gone up well over 100 points since using Atlas in just over one (1) year!!

HHeather M Decker
2026-10-29
★☆☆☆☆
1/5

PARASITIC APP , no customer service, can't get human response , unknown subscriptions they auto deduct can't remove them DON'T TRUST Update SAME PLUS PROBLEMS PERSIST , AUTO RESPONSES , NO HUMANS OR RESOLVE, AI SENDS ME IN CIRCLES. CALLED MY CONGRESSMAN

AAudrey Hyler
2026-10-29
★★★★★
5/5

great app definitely recommend

Llawanda jackson
2026-10-29
★☆☆☆☆
1/5

why does atlas makes it so hard to cancel and stop account. all I want is to delete my information and this account now and be refunded the pending payment I didn't authorize

ZZelda Repsher
2026-10-29
★☆☆☆☆
1/5

the reason I gave you one star is because I thought this was a credit card that I can get loans with like the Dave app but it's not I got his constantly pay a membership fee to use it and I'm not going to continue to do that

LLuke Bergee
2026-10-29
★★★★★
5/5

love it

SSTACY FOXWORTH
2026-10-29
★★★★★
5/5

LANCE WAS A PLEASURE TO WORK WITH!!! GIVE THIS YOUNG LADY A BONUS AND RAISE!!! VERY POLITE AND KNOWLEDGEABLE!!!

GGreg Lyon
2026-10-29
★★★★★
5/5

Great to build credit

KKarmit Summerville
2026-10-29
★★★★★
5/5

every I joined Atlas my credit score has jump from 590 to 690.i am SO happy I joined.THANKS ATLAS for the help

NNakida Young
2026-10-29
★★★★☆
4/5

I actually like Atlas. I've only had it for a month or so and so far my score is up 18 points already. When I signed up I had a good bit in my account so it let me access the 120 flex credit which is awesome!! I was also able to get the debit card since I had a decent balance in my linked account. The re payment options are every week but small amounts that you can always request right back once they take it. Eventually I plan on doing direct deposit to see what other bonuses are available.

QQueen Kelly
2026-10-29
★★★★★
5/5

Atlas is the best credit card/app ever!! My score went up 63 points in just 2 months of consistent use!👏🏿😇 I'm so happy i came across Atlas, there's so many other great rewards when using the card as well. Y'all better download this app now!!

RRick Taylor
2026-10-29
★★★★★
5/5

love that my credit has climbed using this app absolutely love it . recommend to everyone

MMario Cole
2026-10-29
★★★★★
5/5

great card

CCarmen Colceriu
2026-10-29
★★★★★
5/5

love this app . in the beginning I was skeptical in the beginning but they prove me wrong

GGeorge Jacobs
2026-10-29
★☆☆☆☆
1/5

can no longer login I don't have the old email or phone number and cannot figure out how to log in need to be able to contact a person

OOrlandus Nance
2026-10-29
★★★★★
5/5

support usually gets issues taken care at a decent time which is good. I'm satisfied with the card no complaints as of yet

MMicheal Boren
2026-10-29
★★★★★
5/5

send it....!

CCharles Malcolm
2026-10-29
★☆☆☆☆
1/5

$89 charge for what? Support phone # would be nice. Can't cancel and remove permissions fast enough! A lot more complaints than good comments, beware!

JJasmine Bingley
2026-10-29
★☆☆☆☆
1/5

no live support. no way to cancel.

DDonald Price
2026-10-29
★★★★★
5/5

So far so good!!!

RRuth Marie Weems
2026-10-29
★★★★★
5/5

ABSOLUTELY LOVE THIS CARD

TTyrone Wells
2026-10-29
★★★★★
5/5

A great way to improve credit ratings and to better save.

SSara Epley
2026-10-29
★☆☆☆☆
1/5

took more money out than my balance. Support is garbage

JJesus Torres
2026-10-29
★★★★★
5/5

it's a really good up and it's helping me manage my money

MMyrrhen's Adolphe
2026-10-29
★★★☆☆
3/5

not too bad

LLindsey Sandahl
2026-10-29
★★★★★
5/5

increased my score fast with paying on time

JJasminecreatespages
2026-10-29
★★★★★
5/5

Atlas has been such a great help these past few months. My credit score has increased 21 points. I have extra $250 in my wallet, and the rewards program has cash back for gasoline. Plus I finally got insurance on my cell phone just by paying the bill with my Atlas credit card. Download the app now and get rewarded.

KKathryn Wroten
2026-10-29
★★★★★
5/5

This is a good way to build credit.

CConsetta Vasquez
2026-10-29
★★★★★
5/5

i like this app something diffrent an like yhe features .i recommend to use .

GGregory Bowen
2026-10-29
★★★★★
5/5

Atlas is a first class company!! Easy to navigate the app and well it's "user friendly" and that is something that is getting extremely hard to find!! I recommend this app to each and every person out there!!! CHECK IT OUT!!!

Ccoby stacy
2026-10-29
★☆☆☆☆
1/5

awful I feel tricked out of 15 dollars mind you. I filed a complaint and one of the cs reps paused my account, felt like it was out of malice intent. I work in customer service and angry customers is gonna happen I understand but I wasn't angry I just want getting the answers I wanted, also the credit like approved when I signed up turned into a lot of extra

AAaliyah Xayavong
2026-10-29
★★★★★
5/5

Love this app. My top pick for learning how to increase my credit score with out having to pay a huge amount out of pocket. Will recommend this app to everyone looking to help there credit score.

FFletcher Cody
2026-10-29
★★★★★
5/5

love it

BBob Munns
2026-10-29
★★★★★
5/5

my credit score jumped almost 100 points thanks to you guys! it's been a long road and you guys gave me the help I needed to shorten it greatly..

Mm Mitchell
2026-10-29
★★★★★
5/5

Switching to Atlas actually improved my credit score. I would definitely recommend to anyone trying to fix their credit.

AAztec7501main1
2026-10-29
★★★★★
5/5

perfect and professional

JJuee Juee
2026-10-29
★★★★☆
4/5

My experience with the app is good the only reason why i got the app is because of its benefits that others dont give plus it did say i would get i think it was 1,000 or 50 dollars if i signed up and got approved but i never got the money and then they was trying to tell me that it was 1,000 points thats a lie because on the advertisement it didnt day anything about points so i kinda felt some way about it but overall the app good i just think they advertising the wrong info.

TTaylor Eaves
2026-10-29
★★★★★
5/5

One of the world's best credit cards available to almost anyone loaded and ready to go, everyone wins with Atlas

MMark Anthony Blake II
2026-10-29
★★★★★
5/5

so far so good I will be using their financial services more and more love the prizes and giveaways they have also

BBobby Cannon
2026-10-29
★★★★★
5/5

so far so good I'm feeling it for now hopefully it won't change for the worst

LLaura Jordan
2026-10-29
★★★★★
5/5

Great Credit Card with an awesome website! Thanks Atlas!

Ccarlos Antunez
2026-10-29
★★★★★
5/5

amazing and helpful.

AAnthony LaGue
2026-10-29
★★★★★
5/5

account set up was easy. instantly rewarded after completion. I am new to atlas so I will be updating my review after getting some time in. so far seems to be great

JJuan Rodriguez
2026-10-29
★★★★★
5/5

good app

Bbad boy
2026-10-29
★☆☆☆☆
1/5

Atlas pulled $8.99 off my bank account and I did NOT tell it to pull nothing ! Atlas ROBED me of $8.99 WITHOUT MY CONSENT. Let's see when the court dates going to be.

PPeter Chicovsky
2026-10-29
★☆☆☆☆
1/5

hidden fees and mysterious charges from my experience

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