2026-11-08★★★★★
5/5
This is next level, finally! was tired of wallet, buxfer, you name it.. they cant do much right, but Bilance does! if they add integration with IBKR, that would be awesome. So far flawless..
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Download Bilance – Your Money & Budget APK Free and connect the dots of your money story with Bilance, an automated money manager that links securely with your bank account. The app sorts your expenses into categories with a powerful AI model, so you can see where your money goes without manual work. Whether you want to reduce financial stress, save more, or start investing, Bilance keeps track of your money for you.
Bilance saves you time and gives you peace of mind. Automatic bank sync and AI-powered expense categorization keep you up to date with your cash flow, while clear infographics and automatic reports turn raw transactions into spending trends you can actually read.
– Automatic bank sync: connect as many banks and bank accounts as you want, including neobanks and cash, and let the app pull your transactions in on its own.
– AI expense categorization: every transaction lands in the right category, so your cash flow stays current with no manual work needed.
– Monthly budgets: set a budget for each month and watch your spending against it, so you stay in control before the month runs out.
– Savings rate tracking: monitor your savings rate in real time and see how each month moves you closer to your goals.
– Recurring payments tracker: keep subscriptions and bills in one place, so nothing renews without you noticing.
– Automatic reports: receive a monthly report at the end of each month that sums up your spending for you.
– Spending comparison: see how your expenses stack up against others and find where you can save.
– Tags: organize your spending your own way with tags that fit your life.
– Dark mode: enjoy exquisite looks at nighttime as well as during the day.
– No ads: the app shows no ads and recommends no other products.
– Quick support: reach the team anytime through chat whenever you need help.
– Constantly improving: new features and improvements arrive regularly.
Focused on your security, Bilance never sells your data and runs on a secure infrastructure. The app works across Europe, with over 2,800 banks in 31 countries already supporting automatic sync, so most European accounts connect in a few taps.
Andres, one of the app’s users, says: “One of the greatest money management apps I’ve seen so far. Bank account sync works really neat and makes tracking convenient.”
Start with a 7-day free trial and explore all the features of Bilance for free. After the trial, a paid subscription is required to access the content of the app, with a choice between a monthly or yearly subscription plan. Payments are charged to your Google Play account, the subscription is auto-renewable, and your account is charged for renewal within 24 hours before the end of your current period. Auto-renewal can be turned off at any moment in the Google Play settings.
Get started today with Bilance APK for Android and take control of your spending with automatic sync, clear reports, and monthly budgets. The Bilance APK latest version is ready to download – Androidru.com Android App Store is the best and safest APK downloader in 2027.
a96587159d6184d5...1effcfSafety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
The developer reports data sharing with third parties.
The developer reports data collection.
✓ No virus✓ No spyware✓ No malware✓ No trojan
06f3d008da28f9b5a0388ff12cf980f21d3af78ca7655ffdda81af1060e57130
a96587159d6184d5a59f2e5a37656587fc9f3de337af454b228bff144c1effcf
Version 1.117.1 · 103.2 MB · APK
SHA-256 06f3d008da28f9b5a0388ff12cf980f21d3af78ca7655ffdda81af1060e57130
Signer a96587159d6184d5a59f2e5a37656587fc9f3de337af454b228bff144c1effcf
Architecture arm64-v8a
930 ratings
930 ratings on AndroidRU. 1 written reviews on AndroidRU, 82 shown below. Their honest reviews of this app.
This is next level, finally! was tired of wallet, buxfer, you name it.. they cant do much right, but Bilance does! if they add integration with IBKR, that would be awesome. So far flawless..
This app has actually been my favorite out of those I've tried in the last few weeks. There is just one thing that stops me from staying though; It is probably due to my own Spanish bank Openbank, but my bank account does not stay connected. I have to re-authenticate with Gocardless for each sync. :(
I rarely write reviews but I couldn't skip this one. After having tried many budget/financial tracking apps and programs both free and paid, this is by far the best financial tracker on the market! Everything from sleek, modern and intuitive UI to the advanced AI that can give you spending summaries, change or update transactions etc. and the seamless integration with most European banks, the app feels UNREAL. The subscription is also very affordable and it's an absolute steal for the benefits.
very usefull
I love it. I open it more than my bank sometimes even. Very nice to see trends and insights etc
It's a good app even though I miss Spiir. With it being free to use I feel Bilance was something I was forced into since I need a finance app like this. Bilance has more functionality and more of a learning curve and has a lot of complexity and some of the UX has me scratched my head. I find myself stumbling around between tabs and some of the things I had in Spiir has required some workarounds in this app. I'm also not sure what the AI chat is really there for.
I think I needed this 10 years ago.. I'm so glad I did now.
meest handige/automatische app die ik ooit heb geprobeerd! alleen beetje prijzig
I really like the app idea, but im getting stuck at minor errors. Sign up asks too many unnecessary questions that i can't skip.. app freezes, opened again, and had to start from the beginning.. Later, i can't sync with my partner account because it doesn't respond when entering the invitation code.
It's good, but the performance could be improved. Scrolling through the transaction list is very laggy. I can't go through the transactions list and mark them as viewed properly, because for each "mark as viewed" the performance drops and the app has to wait until that request finishes. Please improve both, the scrolling performance (possibly by implementing hidden pagination), and "mark as viewed" performance, so the app doesn't wait for every request to finish.
Great connectivity with banks. I would add quarter or yearly budgets and also desktop or web version for PC and Mac
is this app even supported anymore? for a year it is not opening or syncing properly. would not recommend if it was a free app, but it is payed subscription, and that is even worse. canceling my subscription. it has to do a lot of work before it is worth anyones time. a shame too since last year it worked flawlessly
normaalne
This is the best budgeting app I've ever used, and believe me, I've tried tons. It covers almost all European banks. The AI for categorizing transactions is awesome. I really like that you can have an excluded category that doesn't affect your stats. I can split bills I paid by card and put other people's shares in the excluded category so it doesn't mess up my numbers. Only thing missing is maybe combining separate records into 1. Edit: Performance staring to suffer after a year of data
the fact that it connects to all my accounts, is a gamechanger. Although some equivalent features are missing, but I think I will discontinue the use of YNAB
Too bad you can't see your savings accounts from Swedbank, or Revolut, only cash accounts. And luminor bank crams debit and credit line into one account, which is problem on their side, but I was hoping this app can separate the balances.. without these features, does not seem very useful Update: Actually, after using it for some time, I change my opinion from 3 star to solid 4, it is really convenient app, even with the parts of budget being manual.
Awful app. can not even go through the menu without giving you email and then even after uninstalling and unsubscribing from emails it keeps sending ones... STAY AWAY. Unsubscribe doesn't seem to work.
so easy and visually aesthetic
I wanna know BEFORE making an account that there's a subscription fee. uninstalled.
Amazing App to track own spending and incomes based on real-time linking to checking account. Otherwise, please consider to: - Set up a new dashboard accounts, managing them by categories. - Boost up credit cards accounts, including credit limits and interests fee. - Provide new icons and allow to change them based on type of spending and income. - Allow to manage colors to icons and accounts. - Set up own profile image. Thanks in advance.
Great auto categorization with minimal manual edits. Especially over time
Simple, fast and efficient 👍
Great app, though on my phone (Samsung s24) the ui is laggy. Also, please add non-european banks
superb for budgeting at the price point of self hosting
Very good app, just missing a few features to be perfect.
Binance is one of the best financial apps I’ve used in terms of features and functionality. However, I can’t give it more than 3 stars on Android due to performance issues. On my Google Pixel 9, the app stutters noticeably when scrolling, making the experience feel choppy and unstable, almost like it’s about to crash. This wasn’t an issue on my iPhone, where it ran smoothly. If the Android performance improves in future updates, I’ll definitely reconsider my rating.
Good idea behind but needs much more refining and work to be fully usable. Super slow communications and support. Bank APIs keeps disconnecting. Huge potential but...
it would be great if we the budget rollover to the next month
Best app for financial managment I ever tried I am missing csv import older transaction to migrate
Was recommended it by some like-minded people. Was disappointed. It's on its way, AI and recommended transactions are awesome features. The UI is intuitive and easy to use. Recurring transactions have been implemented so smoothly! However, there's functionality missing that competitors for the same price are already offering. Debts, allocations but most importantly importing transactions is crucial. I also felt forced into the service after 30 days with the auto yearly subscription.
lieliska
Love it! Always used Mobills in Brazil, and I've been longing for some finance app to automate collection of my expenses. The plus is the categorization being boosted by AI. Really helpful. ❤️ I have some inputs to share, especially from the perspective of planning and keeping track of the expenses... feel free to reach me out. I'd be glad to help.
Great budgeting and personal finances app
The best app for budgeting personal finances
Good potential. Looks really nice. Helpful and quick support. But missing some basic features - customisable top level categories, annual budgets and currency symbol in the right place. I'll come back and try again next year. Update: looks like custom top-level categories are available 🙂
I would like an option to add transactions of my mastercard and saving accounts in some way. But it is a very user friendly and well crafted app, you can clearly see that the team that works on it put in a lot of effort.
Just wow!
Finally, exactly what I'm looking for. Unbelievably precisely spot on!
I'm using Bilance from Latvia. Some additional category customization would be good. But the design is intuitive, the price is fair, and the customer service is fast and pleasant. Overall I'm happy with it, would recommend.
Very good app. Simple and minimalistic
Works well, the automatic categorization is almost always correct and it works nicely to get an overview of expenses. Perhaps some more tools like budgeting goals ("you need to save only X more this month meet your goal!") and investment planning (how much you've invested, gained/lost vs picked method (indexes/metals/ETFs etc) would make it even better.
subscription only for a stats app?
Very easy to use app, that works excellently. Everything is intuitive and the way information is presented is very helpful. Once I had an issue with my bank, the developers responded quickly and fixed the issue (which was caused by my bank, not them).
I love it. very convenient to keep track of my spending
Overall a great app, but I'm having trouble syncing Revolut data... It works fine for a day but then the next day it fails to sync and I have to re auth again and again *update* seems that revolut sync is working fine now, but the flow how revolut account gets added still could be more user friendly
Very useful app that provides full overview of all your money matters! Highly recommend!
Very responsive support, fixed some sync issues with my bank in about a week. Otherwise the app does what I expect of it, would appreciate a chance to import historical data.
Can't use it without paying for it?
Very usefull app. Was looking for something like this for long time
I am on a 30 days trail period and I really like the app. 4* - leaving one more for furthure development. What I miss is the option to add saving/investment accounts so they are handled automatically like any other account I have added. Currently, I have to manually update them the same way as cash flow, because the app does not allow to manually create connection to a specific bank. UPDATE: for SEB and Revolut, the app synched only regular accounts, but did not "see" my saving accounts.
Subscription based app, there's no free plan with ads. It should be marked as such on the play store
Very informative finance monitoring app, has all I could possibly need to keep a check on my transactions and a stunning UI to go with it all. Also excellent and responsive customer support!
Seemed great when I downloaded, like it a lot... Except that I cannot add or edit categories. I want them in Dutch, I should be able to translate them myself and remove and add some at will.
Very good and intuitive design. Bug free.
* Something went wrong. Unable to connect to database. Fixed now * shows last synced today but transactions data is week old * when trying to delete account it fails and relogin is needed even though I am logged in
Absolutely amazing! Have been looking for a good budget app for years and have tried many. None of them have actually done what I have needed. I have never been able to really understand where my money goes as well as now. Recommend, recommend!!
helps me understand where my money is going
I find this app quite useful and very easy to use. Helps me have a good overview of my personal finances. Highly recommend.
Great app, really love it! Also it works with Estonians banks.
Best budgeting app ive tried! And the CS is amazing ❤️ Waiting for the web version :)
The best app ever for a family budget.
Works great
Absolutely loving the Bilance app! It's easily one of the finest financial tools out there. The user experience is incredibly convenient and intuitive. While it's already fantastic, I would appreciate even more flexibility in creating sub-categories. And the ultimate dream? Having access to the data not only on mobile devices but also through the web. Keep up the great work! 💯📊 #BilanceAppFan
I did not try the app. Upon installation you find out it's a paid app.
App works well. Having an overview of spending history and patterns aggregated accross accounts is super useful. A definite reccomend!
Great app!
Great if you have several bank accounts The app syncs with bank accounts effortlessly and gathers your budgetary info in one place. There are lots of categories and you can plan your monthly budget with ease. Probably the best budgeting app out there. Certainly the best I've tried so far. Will be 5/5 once more data visualization functions are added.
Can't even check app before paying for a subscription.
Väga mugav ja lihtne kasutada Meeldib, et kaardimaksetega toimub automaatne kulukategooriatesse jaotamine. Oluliselt parem äpp, kui teised sarnased, mida olen kasutanud.
otherwise great app, but constantly have to reconnect to swedbank. LHV works fine, but Swed says unable to sync.
Loving it 😊😊😊 Easy overview of all expenses and income on all my accounts - I can double-check that I didn't forget to cancel a subscription, whether my friend transferred me money and how much I've been spending on groceries/other! I barely ever log on to my bank's website now.
I've tried so õany different budgeting apps, but this one beats them all - fast synchronization, good categories, automatic categorization, asthetic design !
Excellent! Having used some other similar expense trackers this has so far been the most seamless and functional experience. Well worth the price of admission.
Tundub, et töötab.
I'd been wanting to start tracking my expenses for a long time and tried to do it using Excel tables but failed quickly - I was just not organized enough. Bilace changed the game - it vrings all your accounts to one place, it's easy to set up and to tailor according to your needs. I just reviewed and categorized full month's expenses in 12 minutes - so fast!!!
Truly the best budget app I've used.
Awesome budget app. I would also wanted to get export of data to pdf, xls, or csv from picked date and account. Maybe some goals and debts section could be added. Also the face ID icon seems like strange to see when its actually using my fingerprint and no face ID even configured.
The best app to get your budgeting under control.
Excellent private finance management tool
I have been looking for years for such a tool as Bilance. I have built complex semiautomated Google Sheet tables to collect data from my families different bank accounts. It took me still an hour per week and I didn't like doing. Now it is a brieze to get overview of my families finances and I can spend time on discussions on budgeting instead of data collection. Keep rocking!
Smooth like butter - works like a charm, easy to setup, the automated categories are almost 99% of the time correct and it does what it promises. Helps to keep an eye on your spenditure. I'm very satisfied! 💙
Works better than other similar apps. Actually understands my spendings. Looking forward for future developments. Keep it up
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