2026-11-05★★★★★
5/5
good 😊
TAMARA FZE
6.21.2 APK Old versions Merged APK · re-signed
Merged APK · re-signed. Discover and download millions of the latest Android apps and games for free at AndroidRU.com. Fast, secure, and always updated with top-rated APKs. Download Tamara APK Free, fast, safe, reliable, and daily updated, this application supports ABI: arm64-v8a. AndroidRU.com is the number one Best Google Play Store Alternative in 2027 for Safe APK Downloads. Get the best Premium Android apps & games APKs for free now. All apps and games are unlocked & ad-free. Best download apk latest version from Androidru.com APK downloader
Tamara is a leading fintech platform in Saudi Arabia and the GCC that lets users split purchases into manageable installments. It supports shopping, travel, education, healthcare and everyday services, giving customers control over their spending. Download Tamara APK Free to start using the Tamara fintech app on your Android device.
## Tamara APK Features
Explore a range of tools designed for flexible financial management.
These capabilities are part of the Tamara APK latest version, which powers the experience for more than 25 million customers and over 130 000 partner merchants.
Ready to benefit from a trusted, everywhere‑available solution? Install the app now and enjoy seamless payments.
## How to Use Tamara APK
Getting started is straightforward.
### Step‑by‑step guide
The Tamara APK for Android simplifies each stage, so you can manage finances without hassle.
## Who Can Benefit from Tamara
Anyone who wants to spread the cost of purchases without incurring extra fees will find value in this solution. It serves shoppers, travelers, students, patients, and everyday consumers looking for reliable financial options.
Take control of your spending today—install the Tamara app and experience flexible, fee‑free payment plans.
Download the file with the button above.
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An APK installs directly; no extra installer app is needed.
Converter signature verified. Discover and download millions of the latest Android apps and games for free at AndroidRU.com. Fast, secure, and always updated with top-rated APKs. Download Tamara APK Free, fast, safe, reliable, and daily updated, this application supports ABI: arm64-v8a. AndroidRU.com is the number one Best Google Play Store Alternative in 2027 for Safe APK Downloads. Get the best Premium Android apps & games APKs for free now. All apps and games are unlocked & ad-free. Best download apk latest version from Androidru.com APK downloader ClamAV: 0 of 1 security engine flagged this file as malicious.
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a96587159d6184d5...1effcfCategories: Finance · Tags: Android, APK, Finance, Free Download
Version 6.21.2 · 164.6 MB · APK
SHA-256 4f842729110cbd2143827069c37ed1af8ca0e35abb0a05bd99f0909e5d27c139
Signer a96587159d6184d5a59f2e5a37656587fc9f3de337af454b228bff144c1effcf
Architecture arm64-v8a
✓ No virus✓ No spyware✓ No malware✓ No trojan
Scan date: Nov 07, 2026
4f842729110cbd2143827069c37ed1af8ca0e35abb0a05bd99f0909e5d27c139
a96587159d6184d5a59f2e5a37656587fc9f3de337af454b228bff144c1effcf
Swipe to see all screenshots



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678,475 ratings
678,475 ratings on AndroidRU. 473 written reviews on AndroidRU, 200 shown below. Their honest reviews of this app.
good 😊
good
Tamara Virtual Card Is Not available In UAE Like Tabby When Virtual Card Is Launch That will be good
باختصار اذا جيت بتدفع مافيه اي طريقة تقدر تدفع فيها واذا كلمت الدعم يقولك حاول بجوال ثاني واذا مافيه وما قدرت تدفع سجلك الائتماني ببتضرر وماراح يعدلون اي شكوى برنامج خايس
over all good
I don't y my purchase rejecting every time.though I never missed my payments every time I use to pay on time
nice
حماية العميل صفر، شهر كامل والإعتراض على العملية "تحت المراجعة"
I can't use it right now
what features available do invite and earn money option available
I can't add my card, i can't pay my balance
Good
good
good for middleclass
just have garbage listed on the application.and dont approves any order easily. you have to grab your limit from 0 to 100 and then again after 100 they don't approves any order
excellent
it's good experience. good support.
review
Bestie
اسوء تطبيق يسحبون فلوس من دون سبب واحيانا عشان قريبكم الفلاني تدين منهم ف يسحبون منكم عشان حسابكم فيه فلوس تابي افضل من تمارا بكثير
i cannot even verify my identity to use this. very disappointing
💎
sooper awesome
good
في الشات رخيصه وبعد في اقساط حبيت البرنامج
very good 👍
good experience
Excellent
good
👋
Thank you tamara👍👍👍 very helpful apps
Daily daily update big priblem
good app
good aaps
Good
thank you you help all time
I have no words that how to describe or appreciate TAMARA'S work, but they are working exceptionally.
Easy to use. Good support
very simple & easy Ui
Why is it not updating showing error
nice app
.Think twice before opting for the Smart Membership! It does not offer buyer protection; it actually protects the seller! If the seller won't reply to a claim, Tamara cancels the claim and informs us to contact them directly
❤️❤️❤️❤️❤️❤️
Very easy as and help full
very helpful
so verry Nice 👍
Good&Best aap
👎
very good
good
good
gud for things u get
not good
excellent
good 👍😊
I love it easy to use
nice
good supporting app. I like it
Very good app for installment
Customer support is literally non existent . I ordered an item on amazon and the order failed because amazon didn't get payment from tamara even when my card got charged. I have contacted them and they are just blaming it on the amazon. Now i think i have to pay the other split payments too. When contacting them through customer care they are just blabbering. Blah blah blah. The app shows they will resolve any claim within two days and in my case its been about 20 days and still not resolved...
what difference between processing fees once you want to buy in 4 or calculate interest adding additional money is an issue by Sharia
Finally i paid early all the pending amounts and deleted this . it was really frustrating and time wasting and unfair experience. it is really a shame to rely on such service i keep paying on time and in advance and linked my bank account and my reward is to keep declining even nearly only 27 dirhams over years of dealing with high amounts paid before. please do NOT excuse or apologize. repair this faulty ai better. Note after paying all money in advance and have zero liability still declined...
language english
good 👍
its not n good apps.so many issues open apps
very nice application please use it and enjoying with Tamara
Please Give me Samsung S26 Ultra mobile in 12 Months please
These apps are a huge fraud. I didn't sign up for a monthly subscription, yet they were sending me 19 aed every month. If you use these apps, be careful. They have complete access to your account details.
For me it's not useful. I have no pending payment or any loan.
I got help from. thank you somuch
ηηηηηηιιιιιιιι¢¢¢¢¢¢єєєєєєє
This app has been completely useless to me so far; it is a total waste. It has been nearly a year since I downloaded it, yet whenever I try to make a purchase, I get the same message: "You cannot be offered an installment plan for this amount." It is the most useless app—even though I am willing to pay a large portion upfront, they still refuse to approve it. I simply don't understand what the point of this app is.
All gulf countries including except oman! Why?
Inpite of timely payment not approving purchases always asking for full payment. Then why paying through Tamara.
good
thank you tamara
very nice for everyone 👍
nice 👍
very good Tamara aap
easiest way to get things
Good apps for everybody
Do not use Tamara. They charged me extra, and when I raised complaints, I received no response. For me, Tabby is the best, while Tamara gets 1 star for its poor service.
*GooD WorkinG & GooD App*
amazing App.
good
Unhelpful in important things and limited
I only downloaded and registered my details in the app, Never used it for any purchase. Only to be hit with an attempted payment purchase for a hidden subscription- I did not authorize or approve (as it doesn't show on my subscriptions either.) When I disputed the charge, there was zero resolve or assistance rendered. Times are hard and it's very disheartening that Tamara would want to impose dues for a service they literary never offered.Saying I'm Dissapointed is an understatement...
good
Tamara has been a lifesaver for my monthly budgeting. It makes shopping so much easier by letting me split my payments into installments without any stress. I've used it for several big purchases now and the process is always seamless. Highly recommend it for anyone looking to manage their cash flow better.thank you Tamara team
They said they will assist and give money back guarantee if issues. But they are liers, they simply contact their RM with the merchant and then on purpose delay response stretching upto 2 months then close the ticket saying the merchant has not responded. PSA. If you have issue, get proofs of everything, comunication etc, they delete the receipt from app. And open complaint with 1. ministry of commerce 2. Samacare 3. Always buy using credit card and immediately raise charge back dispute.
id verification not working and face capture not working
Very poor customer service can't reach customer care. After I stop paying monthly smart service all my orders in store and online we're declined and didn't approve.I was paying 1 year for that service 19aed per month and didn't use it very often..Can't reach customer care no one replies...
Very very helpful for me
love it
تطبيق جدا موثوق وممتاز وسهل الاستخدام لكم جزيل الشكر والتقدير فريق تمارا، ساعدني هذا التطبيق في شراء أشياء كثيرة. بالجد ممتن لكم ولخدماتكم المميزة
wrost experince no one help
WHAT IS HAPPENING WITH TAMARA NOW? I JUST PAID FULL AND STILL WHENEVER I TRY TO ORDER THEY WANTED ME TO PAY FULL ONLY. THERE IS NO INSTALLMENTS YOU ARE RELIABLE AT FIRST WHATS HAPPENING NOW? I TRIED REACHING OUT TO THE CUSTOMER SERVICE BUT NOTHING HAPPEN. WHY EVERY TIME I HAVE TO FACE AN ISSUE . DO U WANT PEOPLE TO UNSUBSCRIBE TO YOUR SERVICES
Refund so much let more than 45 days and call centre is every time asking same questions. I think need to team work.
so far good hoping will be good service in sha allah
I keep getting ID verification issue whenever I entered my details and proceed with face verification, error exists.
Nice
i downloaded tamara and plan to use it for split payment. however after my payment it took all my money for full payment without informing me that my limit is not eligable for split payment. this is so disappointing bec it badly ruin my budget plan for my mother's birthday. i hate that i tried this app.
I have been a paying Tamara member for a long time, and unfortunately my overall experience has been disappointing. Tamara gives customers the impression that they may have access to useful installment options through its pre-approval system, but in reality the final decision can still be declined or heavily limited. This can put customers in uncomfortable and embarrassing situations, especially after they have already planned a purchase based on the impression that they may be approved. They
tamara app is not verifying my face . i have been trying for three or four days and verification is not happening.
Tamara is a great app.
البرنامج شكله مخترق وانسرقت بياناتنا، كل شوي يجي رمز التحقق لتسجيل الدخول
Today is much better
update
excellent customer service
it makes some things easy for you like saving you in a situation where you don't have enough money to pay in full, but it doesn't work properly especially when paying، you get a message to withdraw the installment amount، and you find the amount still in the app and they ask you to pay!! And there is no customer service to help. ليس لديهم خدمة عملاء في حال واجهتك اي مشكله.. تطبيق فااااشل.. وكمان يتعامل مع متاجر غير موثوقه..واذا حصلت مشكلة مع المتجر يسحب عليك،اهم شي تدفع الاقساط..تطبيق فااااااشل
overall good, only thing we cannot extend the payment for a week or so, it will be helpful if 3 to 4 days grace period is given if in case if we miss the payment. sometimes time is really hard.
nice
no nit
Tamara is excellent but hope the payment make it flexible same as tabby that we can extent our payment I will such week(s), like extent it for 1 week, 2 weeks, and 3weeks because now tabby their app become worst like we keep on log in in nafath just to check our incoming payment Thank you
good service
The apps always loading when I enter the payment it doesn't go through and I've waited almost 20 minutes and nothings happen please fix the issue
Good
i have been claiming my order from may untill now in september daily. Tamara has been just telling me that we are going to solve your issues but till now nothing was solved i have been claiming every day untill when i got tierd. i have made a loss of money in this app.
no use yet.i hope use Tamara.
I'm truly sad and frustrated because of the app. I've been a long-time customer of Tamara and always kept up with the payments and installments, but I was a day late—not even a whole day, just a few hours—and now I'm having trouble accessing the app or doing anything transactions, And now I can't even. And until now I haven't been able to use the application or even get past the security verification step because it always It appears there is Security can be verified using ID number or selfie.
Good Tamara day 😊
شركة نصب وكذب، توهمون الناس بخاصية Pre-approved وتعذبون الشخص بانه يتسوق ويتم طلبه وفقا للتعليمات، وبالاخر عند الدفع والتأكيد تقولون انرفض الطلب!! جدا سيئين، وغير صادقين، لا انصح بالتعامل معهم ابدا.
good
❤️
I had a wonderful experience! The service was exceptional, and the team was extremely helpful and supportive throughout my purchase. Everything went smoothly, and I truly appreciate the great assistance I received. Highly recommended.
very bad app I pay all payment on time but I'm not able to use this app after payment now I delete my account
good
Thanks Tamara
I paid all my overdue amounts approximately 6 months ago, but I am still unable to make any purchases using Tamara. Could you please check my account and confirm whether there is any restriction or eligibility issue? Please let me know what I need to do to regain access to Tamara payments.
bill payment sucks
thank u last use tamara da best
nice 👍
very slow response and declining orders without proper reasons
Very bad experience with this app and asking again to connect my salary bank account when it's already linked.
Very disappointing app. They activate the 'Tamara Smart' paid membership on accounts automatically without user consent and then demand 19 AED. Worst customer experience. I am giving 1 star until they clear these unauthorized charges and cancel the subscription."
not open with me
Tamara don't know how to clarify the identity of the person, a lot of people got scammed now,i got scammed bcoz they using my ID,l'll not pay because i got scammed and I'm not the one who received the order, Tamara should clarify the national address of person who ordered and received the order,i already complain it to the police station and i even send the email to Tamara, I hope they will check and clarify first the national address who ordered and got received the order must be show the ID
Even if you have a good credit score still not giving 100 aed.
nice
I AM TRYING TO VERIFY MY EMIRATES ID BUT SHOWING TRY AGAIN LATER , I AM NEW ON THIS APP BUT NOT VERIFING MY DOCUMENTS.
I'll give it a 5 once they add the Tamara Card, this will be especially greatful for stores that don't have agreement with Tamara. but overall I love using it
good service 👍
Really super Tamara app & good service
I am varry happy 😊
superb app gives loan in seconds
super app
Good app
very bad customer sarvice. tamara refund process scam.
The number I created Tamara on is missing, how do I transfer to the second number now?
Best service
good
excellent
very good tamara
Perfecto 👌🏻
نجمة واحدة لأن تحميل التطبيق إجباري ولا يمكن الدخول من الموقع
Oops, something went wrong Hang tight, we're fixing a technical issue. Please try again in a few minutes. everyday same issues not again mobile phone vivo x200 pro app update please help me and replying me tamara 🙏
best
Tamara is not like before evertime it now declining the order. even 100 AED . WE SHOULD NOW UNINSTAL. THE APP
I tray tumach time instalments parchez but it's eror
good 💯
I love it, easy shopping for all
👎 Tamara is a Looter, Keep deducting amount from.my account on the name of membership, and even dont approve purchasing of small amount, even they don't remove bank account and ask for more money to remove the account, I inform everyone not to get in trap of Tamara, even you can't post review by giving them star, Tamara is a Looter and Scammer
costomer care representative are totally unqualified. (merchant care representative is the correct name)
روعه ...
good
I can't add bank card. I'm trying to add mada card. I don't know what's the problem. Can you please resolve the issue.
naic
wont accept payment method!!!
good
⚠️ Please Read the Policy Before Using This App Before using this app, please make sure to carefully read and understand their terms and policies. Otherwise, you may end up losing money unnecessarily. In my experience, the app deducted AED 19 + AED 19, a total of AED 38, from my bank account without any clear reason. I was simply adding my bank card, and when I tried to remove the card, another AED 19 deduction was made. I find this policy very disappointing and unfair. Users should be clearl
Good apps
nice app
hi ?how to change my # in this apps because i lost my celphone with my sim card can u help me
so far so good
please update the application, its showing an error when we try to login. suddenly shutdown the application 😔
Still not working face recognition i buy new phone but useless
I placed an order via Aster Online using Tamara to split my 205 AED payment into 4 installments. However, my credit card statement shows I was charged the full amount. Customer care claims it was a technical glitch and asked me to cancel and re-order. This is very frustrating as a first-time Tamara user. Why offer Tamara installment options at checkout if the merchant charges the full amount anyway?
very good apps👍
السن القانوني لاستخدام تمارا اتمنى ان تقوموا بتغيره
مافي أليه واضحه لمعرفه الحد ، الموضوع عباره عن تدخل متجر وتجرب وانت وحظك يا ينقبل الطلب او لا ، خدمه العملا عباره عن بوت لا يسمن ولا يغني من جوع ولا يعطيك اي معلومه مفيده ، المفروض الحد يكون واضح قدامي واكون عارف كم حدي عشان اعرف ايش اقدر اشتري ، وكذلك اليه رفع الحد واضحه ،ليش الغموض،الدعايا تقول لك الين ٥٠ الف وفي المقابل عمليه شراء ب ٤ الاف ريال انرفضت طيب ليش وكيف ؟ محد عارف ولا احد بيفيدك ،ليش طيب ماخدين حسابات البنوك ومدخلينا نفاذ وماخدين بطايقنا اذا ما بتعطونا حد يستاهل الواحد يدخل عشانو ؟
Nic
Robbed me twice, 1st time noon seller refunded my order then tamara took around 10 riyals, then same seller refunded and tamara took about 226.5 riyals while this time my plan was 2 month plan with no extra fees so, they don't deserve anything and if so, don't rob me this much, and can't call customer service anymore or chat them
Used to be a great service. Now we are forced to pay the installment on the 1st day of each month regardless of the date of purchase, which messes up the financial order for people with different credit card statement cycle or salary dates. I will be using tabby whenever I get the chance over Tamara. كانت الخدمة ممتازة في السابق. أما الآن، فقد أصبحنا مجبرين على سداد القسط في اليوم الأول من كل شهر بغض النظر عن تاريخ الشراء، وهذا يربك التنظيم المالي للأشخاص. انصح بتابي بدل تمارا.
Very terrible customer service. Slow services as well. The contact agent Rami does not understand anything that he is told. I do not know what kind of people are seating behind the keyboard. I repeated myself 5time and he still does not gasp anything. I had to request to be transfered to another agent which apparently took years. Very terrible . If only I could rate zero
good
awesome
بنقسط لأننا محتاجين فليه تحطون فايدة على الدفعات الأربعة وفوق🥹💔
new option 24 months split this is good 👍
I updated the application but I cannot update id details and payment details due to technical issues.
thanx Tamara 😊
very easy
Initial Limit Too Low to Be Useful, Very disappointing. I submitted my ID, selfie, and bank details, yet my limit was too low for even a SAR 3,600 purchase. Fully verified users deserve a more realistic starting limit based on their profile. Telling users to "build the limit over time" is pointless when the initial limit isn't enough for the purchase they need. I permanently closed my account.
جزاک اللہ خیرا ماشاء اللہ
I am trying to update my I'd and always in the app . oops there some technical issues. and still that' issues didn't fixed . Time waste I am in dubai not in Kuwait. thanks
good
good 👍
The worst app the customer service people are super rude and unfriendly they just want to cut my call quickly
Very disappointed with Tamara! I have used Tamara more than 10 times and have always paid my payments in full and on time. Despite being a loyal customer with a good payment history, I feel that my loyalty is not valued at all. It is frustrating to consistently meet my payment obligations and still receive such a disappointing experience. I expected much better from a company like Tamara. Honestly, this experience makes me question whether I should continue using the service. Very disappointing!
good service
Extremely poor customer service
No reviews match this filter.