Download City Village Smart App V6.0.18 APK From Android App Store Updated Premium

City Village Smart App is a mobile solution that lets account holders of City Village Saving and Credit Co‑operative Ltd manage banking tasks, pay utilities, and recharge mobile phones. It supports fund transfers, QR‑code payments, and loan information, all within a protected environment. Download City Village Smart App APK Free to start using the latest City Village Smart App APK for Android.

## City Village Smart App APK Features

The application combines core banking functions with everyday payment services, offering a single platform for financial management. Below are the main capabilities that the app provides.

### Banking Transactions

• Fund Transfer – Users can move money between accounts quickly and securely. The transfer feature works for any City Village Saving and Credit Co‑operative Ltd account.
• Transaction History – All activity is recorded and displayed in a secured view, allowing users to monitor their spending.

### Utility and Bill Payments

• Bill Payment – The app connects to highly secured merchants, enabling payment of electricity, water, and other utility bills.
• Mobile Recharge – Supports top‑up for multiple telecom providers directly from the interface.
• QR Scan: Scan and Pay – By scanning a merchant’s QR code, users can complete payments instantly without entering details.

### Security

• Two‑Factor Authentication – Access requires a second verification step, adding an extra layer of protection.
• Fingerprint Login – Users may unlock the app with their fingerprint for convenient yet safe entry.

### Remittance Services

• Send and Receive Money – The remittance module allows users to transfer funds to other accounts or receive payments from outside sources.

### Loan Information

• Loan Catalog – The app lists various loan categories with interest rates, letting customers choose the appropriate product.
• Personal Loan Details – Minimum amount NRs 10,000.00, maximum NRs 1,000,000.00; tenure up to 60 months (1,825 days); EMI repayment; 6‑month grace period with interest payable; interest rate 14.75%; processing fee 1 % of the loan amount.
• Eligibility Criteria – Resident of Nepal, age ≥ 18, must have a guarantor, and provide an income source with a tax clearance document.
• APR Information – The maximum Annual Percentage Rate is 14.75%, and the minimum repayment period is 12 months.

The loan calculator example shows how an EMI of Rs 23,659.00 is derived for a NRs 1,000,000.00 loan at 14.75 % over five years, with total interest of Rs 407,722.00 and processing fees of Rs 10,000.00.

Get the City Village Smart App APK latest version now and enjoy a secure, all‑in‑one financial tool.

## Who Can Benefit from City Village Smart App

The app is designed for members of City Village Saving and Credit Co‑operative Ltd who need a convenient way to handle banking, bill payments, and loan inquiries. It is especially useful for residents of Nepal who meet the loan eligibility requirements, as well as anyone looking for a reliable QR‑scan payment method and two‑factor protected banking experience.

Start using City Village Smart App today to simplify your financial life and stay in control of your transactions.